Clear, transparent terms. Fair rates. No prepayment penalties.
Pay for your order over 12, 18 or 24 months at competitive interest rates*.
Pay for your purchase with monthly payments and prepay at any time without penalty.
Get a decision in seconds with no obligation to buy. Checking your rate won’t affect your credit score.
*The terms are for a loan to finance a purchase. Rates range from 6.99% to 29.99% APR, resulting in, for example, 24 equal monthly payments of $45.22 to $55.91 at 7.99% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to credit approval.
*Please note that Bread’s financing options are currently not offered in the following states: Iowa (IA), Idaho (ID), and West Virginia (WV).
Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC.